HSA Resources

HRA Frequently Asked Questions

Below are some of the most commonly asked questions about HRAs. Click a topic and drill down to find the answer.

You can also find additional information on the What is an HRA page.

HRA Frequently Asked Questions

Select a Category and then Select a Question.

• Health Reimbursement Arrangements

  • What is a Health Reimbursement Arrangement (HRA)?

  • Are insurance premiums an eligible expense?

  • If I terminate employment or retire, can I receive the remaining balance in my HRA?

  • If I terminate employment or retire can I be reimbursed for expenses incurred after my termination date?

• Eligibility and Enrollment

  • How do I enroll?

  • Is my family eligible to enroll in an HRA?

  • How do I contribute money to my HRA?

• Funds Remaining in My HRA at the End of the Year

  • What happens if I don’t use all the money in my HRA?

  • What happens to the funds that are not rolled over?

• Submitting Claims for Reimbursement

  • How do I submit a claim reimbursement from my Health Reimbursement Arrangement Account?

  • May I submit expenses for my spouse and children for reimbursement through my HRA?

  • What supporting documentation must I submit with each HRA claim?

  • How do I know why my claim was denied?

  • Why may the amount of my reimbursement differ from the amount of my request?